House Pawnbroker's Office

Japanese: 家質会所 - かじちかいしょ

During the Edo period, these were places that, with the approval of the shogunate, guaranteed loan documents in which houses were pawned (kapawns). In some cases, the kaisho conducted lending business using their own funds. In Kyoto, before 1743 (Kanpo 3), about 20 pawnbrokers and intermediaries were approved by the magistrate's office. The magistrate's office would not accept lawsuits for gold or silver that did not have the kaisho's seal on the loan document, and the kaisho would collect a monthly fee of 2 momme of silver 5 bu for every 1 kanme (1,000 momme) of original silver from the lender. In Osaka, three pawnbrokers were approved in leap September 1767 (Meiwa 4).

Source: Heibonsha World Encyclopedia, 2nd Edition Information

Japanese:

江戸時代，幕府の認可をうけて家屋敷を質物(家質)とする貸借証文の保証をおこなった所。会所が自己資金による貸付業務をおこなった場合もある。京都では1743年(寛保3)以前に家質改会所および口入(仲介者)20人ほどが奉行所の認可をうけた。貸借証文に会所奥印のない金銀訴訟は奉行所が受け付けないとし，会所は役料として元銀高1貫目(1000匁)につき1ヵ月銀2匁5分を貸方から徴収するというものであった。大坂では1767年(明和4)閏9月に家質会所3ヵ所が認可された。

出典　株式会社平凡社世界大百科事典第２版について　情報

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