Overdraft - Overdraft
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Overdraft is a type of bank loan in which a bank allows a customer with a current account to issue checks or bills up to a certain limit in excess of the deposit balance. The bank trusts the customer and provides temporary convenience by signing an overdraft agreement with the depositor in advance. → Related item: Mortgages Source : Heibonsha Encyclopedia About MyPedia Information |
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オーバードラフトoverdraftとも。銀行融資の一種で，銀行が当座預金をもつ取引先に対して一定限度まで預金残高以上の小切手や手形の振出しを認めること。銀行が取引先を信用して一時的な便宜を図ろうというもので，あらかじめ預金者と貸越契約を結ぶ。 →関連項目根抵当 出典 株式会社平凡社百科事典マイペディアについて 情報 |
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