The act of lending money (including the provision of money by bill discounting, sale security, or similar means), acting as an intermediary in the lending and borrowing of money, or guaranteeing debts by directors, employees, or other personnel of a financial institution using their position to benefit themselves or a third party. Floating loans are prohibited by the Law on the Receipt of Contributions, Deposits, and Interest Rates, and may be punished under the Criminal Code as embezzlement in the course of business (→ embezzlement) or fraud. Source: Encyclopaedia Britannica Concise Encyclopedia About Encyclopaedia Britannica Concise Encyclopedia Information |
金融機関の役員,職員その他の従業員が,その地位を利用し,自己または第三者の利益をはかるため,金銭の貸し付け(手形割引,売渡担保その他これらに類する方法によってする金銭の交付を含む),金銭の貸借の媒介,債務の保証を行なうこと。浮貸しは,出資の受入れ,預り金及び金利等の取締りに関する法律により禁止されているほか,刑法上,業務上横領罪(→横領罪),詐欺罪として処罰されうる。
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