Tanooshi - Tanooshi

Japanese: 頼母子 - たのもし

A private mutual aid financial organization. Also called a raimo-ko. It is made up of promoters (parents) and fellow members (koshu), who contribute a set amount of money and goods called kakesen and kenmei, and lend the money and goods (toriashi) to one member of the group through a bid or lottery. Anyone who wins a toriashi will no longer have the right to win, and if all members win, the group will disband. It is thought to have appeared in the mid-Kamakura period, and originated from the provision of interest-free and unsecured loans to the poor. Later, interest was charged on collateral to prevent people from running away with the money, and the distinction from mujin became indistinguishable. Depending on the purpose, there are kin-raimo-ko and kin-ko, as well as ushi-raimo-ko and futon-raimo-ko, which purchase goods, kaya-ko, which share not only goods but also labor, miya-ko, which are for special donations, and gakko.
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Source : Heibonsha Encyclopedia About MyPedia Information

Japanese:

民間の互助的金融組織。頼母子講ともいう。発起人（親）と仲間（講衆）とからなり，懸銭(かけせん)・懸米と呼ぶ所定の金品を出し合い，入札または抽選により講衆の一人に金品（取足(とりあし)）を融通，取足を得た者は以後当選の権利がなくなり，全員当選すれば講は解散する。鎌倉時代中期から出現したとみられ，困窮者に無利息無担保(たんぽ)で金融したのに由来。のち取逃げ防止に担保利息をとったため無尽(むじん)と区別がなくなった。目的により金頼母子，金講のほか，物品を購入する牛頼母子，ふとん頼母子，物品のみならず労力も出し合う萱(かや)講，特別の寄付などを目的とする宮(みや)講，学校講などがある。
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