Total loss/partial loss - zensonbunson

Japanese: 全損･分損 - ぜんそんぶんそん

Damage caused by certain accidents is compensated for by insurance, but the damage is classified as total loss or partial loss, depending on whether it occurred to the whole or part of the insured object (called the subject matter of insurance). Total loss occurs when the subject matter of insurance is catastrophically damaged and no longer retains its shape, such as when a building is completely destroyed by fire, but it can also occur when the insured object is so deteriorated that it can no longer be used for its original purpose (such as when grain rots due to flooding in a shipwreck) or when the object has left the possession of its owner and there is no prospect of recovery (such as when a ship sinks into the deep sea).

Source: Heibonsha World Encyclopedia, 2nd Edition Information

Japanese:

損害保険は偶然な一定の事故により生ずる損害を塡補（てんぽ）する仕組みであるが，その損害は，それが保険の対象となるもの(保険の目的という)の全部について生じたかまたはその一部について生じたかによって，全損と分損に分けられる。　全損は保険の目的が壊滅的な損傷を受け形状をとどめなくなった場合，たとえば火災による建物の全焼などが典型的であるが，本来の用途に供せられない程度に変質してしまった場合(海難事故で浸水のため穀物が腐敗したような例)や所有主の占有を離れ回収の見込みが立たない場合(船舶の深海への沈没)も全損に当たる。

出典　株式会社平凡社世界大百科事典第２版について　情報

<<: Kawauchi [city] - Sendai

>>: Zensobou - All ancestors' wish