...There are many different types of banks, and they operate a variety of financial services simultaneously. In other words, banks are business organizations that conduct (all or part of) the following business activities: accepting and collecting funds, remittance, payment, lending, investment, dealing (buying and selling already issued bonds), foreign exchange transactions, and providing services such as safe deposit boxes and trusts. However, what makes banks special is that they accept deposits from the general public and that (at least some of) these deposits function as a means of payment settlement. *Some of the terminology used in reference to the "banking online system" is listed below. Source | Heibonsha World Encyclopedia 2nd Edition | Information |
…銀行といっても,いろいろな種類の銀行があり,さまざまな金融業務をいくつも同時に兼ねて営業を行っている。すなわち,資金の受入れや取立て,送金,支払,貸付け,投資,ディーリング(既発行債券の売買),為替取引,貸金庫や信託などのサービス提供などの業務(のすべてあるいは一部)を営む企業組織が銀行である。しかし,銀行を銀行として特別な存在とさせているのは,銀行が人々一般から預金を受け入れ,その預金(の少なくとも一部)が支払決済の手段として機能するという点にある。… ※「銀行オンライン方式」について言及している用語解説の一部を掲載しています。 出典|株式会社平凡社世界大百科事典 第2版について | 情報 |
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