Machinery insurance - Machinery insurance

Japanese: 機械保険 - きかいほけん（英語表記）machinery insurance

A type of new insurance. Insurance that compensates for damage caused by accidents (excluding fires) to machines, machinery equipment, and devices operating in factories, offices, buildings, warehouses, and other business establishments. The insurance covers everything from small motors to various machines, equipment, and devices, as well as large-scale plants. The insurance pays out the repair and replacement costs required to restore these machines to the operating condition they were in just before the damage occurred, but the amount of insurance must be contracted for the same amount as the price of acquiring a new machine of the same type and capacity as the machine that is the subject of the insurance (called the new procurement value, which includes all costs until it is installed in an operating condition).

Source: Encyclopaedia Britannica Concise Encyclopedia About Encyclopaedia Britannica Concise Encyclopedia Information

Japanese:

新種保険の一種。工場，事務所，ビル，倉庫などの事業場で稼働している機械，機械設備および装置が偶発的な事故 (ただし火災をのぞく) によってこうむった損害を填補する保険。保険の対象は小型モータから各種機械，設備，装置，大規模なプラントまでを含む。そしてこれらの機械などを損害発生直前の稼働状態に回復させるに必要な修理費，再調達費用を保険金として給付するものであるが，保険金額は保険の目的物である機械などと同種同能力の機械などを新たに取得する場合の価額 (新調達価額といい，稼働可能な状態に設置するまでの全費用を含むもの) と同額で契約しなければならない。

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