Lending policy - Kashidashi Seisaku (English spelling) Lending policy

Japanese: 貸出政策 - かしだしせいさく（英語表記）lending policy

The term "official discount rate" refers to the interest rate (official discount rate) at which the central bank lends to commercial banks (rediscounting bills and lending with collateral), the conditions for rediscounting, the determination of eligible collateral, the setting of lending limits, and daily lending operations. The central bank's main focus is, of course, on determining changes to the official discount rate. Therefore, the operation of the official discount rate can also represent the lending policy.

Source: Encyclopaedia Britannica Concise Encyclopedia About Encyclopaedia Britannica Concise Encyclopedia Information

Japanese:

中央銀行が市中銀行に対して貸出し (手形再割引および担保付貸付け) を行うときの金利 (公定歩合) ，再割引適格条件，適格担保の決定，貸出限度額の設定，さらに日々の貸出操作などの総称で，その中心はもちろん公定歩合の変更決定である。したがって公定歩合操作によって貸出政策を代表させることもできる。

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