...The scope of use was limited to calculation of interest on deposits and loans, and automatic deduction of utility bills from savings accounts. Around 1965, the volume of paperwork increased dramatically as banks popularized their banking operations, and advances in computers and communications technology led to the introduction of online systems that allowed real-time updating of ledgers by operating terminals at branches. Online banking operations began with deposit operations such as ordinary deposits, and then progressed to online exchange operations between bank head offices and branches, but at this stage online systems were limited to individual subjects. ... *Some of the terminology used in reference to the "online method" is listed below. Source | Heibonsha World Encyclopedia 2nd Edition | Information |
…利用対象も預金,貸出しの利息計算等,あるいは公共料金等の預金口座からの自動引落しなどに限定されていた。 65年ころから銀行の大衆化路線によって事務処理量が飛躍的に増大したことや,コンピューター,通信技術の進歩を背景に,営業店の端末機操作で即時に元帳更新等を行うオンライン方式が始められた。銀行業務のオンライン化は,まず普通預金等の預金業務から始まり,ついで銀行の本支店間の為替業務のオンライン化へと進んだが,この段階では科目別のオンラインシステムにとどまっていた。… ※「オンライン方式」について言及している用語解説の一部を掲載しています。 出典|株式会社平凡社世界大百科事典 第2版について | 情報 |
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