Flat rate insurance premium

...The purpose of adopting a merit system based on experience rates is to make the burden fair and to promote preventive efforts. Social insurance premiums are divided into flat premiums, which are set as a uniform amount for all insured persons, and income-proportional premiums, which are set as a fixed rate based on income such as wages and salaries. Flat premiums are often applied to self-employed persons whose income is difficult to grasp, and the benefit amount is also set as a flat amount. ...

*Some of the terminology that refers to "flat premiums" is listed below.

Source | Heibonsha World Encyclopedia 2nd Edition | Information

…経験料率にもとづくメリット制を採用する目的は，負担の公平化と予防努力の促進の二つである。社会保険料は，すべての被保険者に対して均一額として決められる均一(フラット)保険料と，賃金･俸給などの所得に対する一定率として決められる所得比例保険料がある。均一保険料は，所得の把握が困難な自営業者に対して適用されることが多く，給付額も均一額とされる。…

※「均一保険料」について言及している用語解説の一部を掲載しています。

出典｜株式会社平凡社世界大百科事典 第２版について | 情報