Medical Liability Insurance

Japanese: 医師賠償責任保険

This is professional liability insurance, so it means the following: Professionals such as doctors, certified public accountants, and architects have highly specialized knowledge, skills, and techniques due to the unique nature of their work, and are highly valued in society, but at the same time, they are required to exercise a high level of caution. In Europe and the United States, this refers to insurance that covers damages suffered by these professionals as a result of assuming legal liability for damages in the course of carrying out their work.

Source: Minna no Seiho Hoken Advisor: Information on the Basic Insurance Glossary

Japanese:

専門職業人の賠償責任保険となりますので意味は次の通りとなります。医師、公認会計士、建築家等の職業人は、その業務の特殊性から、高度の専門知識と技能、技術を有し、社会的に高い評価を受けている半面、高度の注意義務を要求されています。欧米では、これら専門職業人が業務を遂行することに伴い法律上の損害賠償責任を負担することによって被る損害を担保する保険を指します。

出典　みんなの生命保険アドバイザー保険基礎用語集について　情報

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