Business deposits - Eigyoyokin

...In addition, the deposit passbook and deposit certificate issued by the bank to the depositor after the deposit contract is established are merely evidence, and the issuance of a deposit passbook or deposit certificate is not required for the creation of a deposit claim. Deposits are classified into four types based on the motivation for making the deposit: business deposits, income deposits, savings deposits, and provisional deposits. Business deposits are deposits made by companies or individuals to have the bank handle the disbursement and receipt of their operating funds on their behalf. These deposits are frequently withdrawn and deposited, and are also called disbursement deposits. Current deposits are the main type of deposit. ...

*Some of the terminology used to refer to "commercial deposits" is listed below.

Source | Heibonsha World Encyclopedia 2nd Edition | Information

…また，預金契約の成立後，銀行が預金者に対し交付する預金通帳や預金証書は，あくまで証拠のためのものにすぎず，預金債権の発生には預金通帳または預金証書の発行を要件としない。　預金は，その預入れの動機の面から，営業(性)預金，所得預金，貯蓄(性)預金，暫定(性)預金の四つに分類される。営業(性)預金とは，企業または個人がその営業資金の出納を銀行に代行させるために預け入れるもので，出し入れが頻繁で，出納預金とも呼ばれ，おもに当座預金がこれに該当する。…

※「営業預金」について言及している用語解説の一部を掲載しています。

出典｜株式会社平凡社世界大百科事典 第２版について | 情報