Forced Savings - Kyosei Chokin

Japanese: 強制貯金 - きょうせいちょきん

A system in which an employer forcibly saves a portion of an employee's wages by withholding it, managing it, and regulating the return of the savings. Since the development of modern enterprises with the Industrial Revolution in the Meiji period, this system has been widely used under names such as guarantees, reserve funds, and incentive savings, and has the following characteristics: (1) As the nickname "guarantee" indicates, it has a nature similar to a security deposit. This is reflected in the savings rules, which state that "If a saver causes damage to the company intentionally or through strikes or violent acts, and leaves the company or causes others to leave the company, depending on the extent of the damage, all or a part of the current savings and any subsidies already paid may be seized by the company as damages, and in the end, they may not be paid."

Source: Heibonsha World Encyclopedia, 2nd Edition Information

Japanese:

使用者が従業員の賃金の一部を天引きして強制的に貯金させ，これを管理しその返還について規制を加える制度。この制度は明治期産業革命により近代企業が発達して以来，保証金，積立金，奨励貯金などの名称で広く行われ，つぎの性質をもっていた。(1)保証金の別称が示すような保証金的性格。これは貯金規則に〈貯蓄者にして故意または同盟罷工若しくは暴挙等により当舎に損害を与え，退舎し又はこれによって退舎せしめた場合に於ては，其の損害の多寡により現在せる貯蓄金の全部若しくは其幾分及既済補助金を損害賠償として当舎に差押え，事理の終局など払渡さざる事あるべし〉と規定しているものがあることにあらわれている。

出典　株式会社平凡社世界大百科事典第２版について　情報

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