Providing additional collateral to the secured party after the security interest has been established. Also called additional collateral. In banking transactions, even if the secured claim (loan claim) is no longer economically viable due to loss or damage to the mortgaged property, the transaction relationship is often continued by securing additional collateral through a special agreement. For example, Article 4(1) of the current template banking transaction agreement states, "If a reasonable event arises that requires the preservation of claims, we will immediately provide collateral or additional collateral approved by your bank, or appoint or add a guarantor, upon request." Source: Heibonsha World Encyclopedia, 2nd Edition Information |
担保権成立後さらに新たな担保目的物を追加的に担保権者に提供すること。追加担保ともいう。銀行取引などにおいては,抵当目的物の滅失・毀損などにより被担保債権(貸付債権)の経済的価値の確保に不安が生じた場合にも,特約により増担保を確保して取引関係を継続することが多い。例えば,現行の銀行取引約定書ひな型第4条(1)は〈債権保全を必要とする相当の事由が生じたときは,請求によって,ただちに貴行の承認する担保もしくは増担保を差入れ,または保証人をたてもしくはこれを追加します〉と定めている。
出典 株式会社平凡社世界大百科事典 第2版について 情報 |
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