Business Insurance Premium

Japanese: 営業保険料
Business Insurance Premium
It is also called the stated premium or total premium. The premium received from the policyholder consists of the net premium portion, which is used to pay the insurance claims, benefits, and maturity refunds, and the additional premium portion, which is used to cover various operational expenses. The sum of these two is called the operating premium, and when people refer to insurance premiums, they are usually referring to this operating premium.

Source: Minna no Seiho Hoken Advisor: Information on the Basic Insurance Glossary

Japanese:
表定保険料、または総保険料ともいいます。保険契約者から受取る保険料は、保険金、給付金、満期返戻金の支払にあてるための純保険料部分と、経営上の諸経費にあてるための付加保険料部分から構成されています。この両者を加えたものを営業保険料といい、通常、保険料という場合はこの営業保険料を指します。

出典　みんなの生命保険アドバイザー保険基礎用語集について　情報

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