Credit Bank

…But the description he gave most closely applied to the situation that unfolded in Germany. In Germany, the so-called Kreditbanks, which were combined banks that carried out both banking activities such as deposits and loans and securities underwriting, played an important role in the financial field and played an important role in the development of industrial enterprises in the form of joint stock companies. Their distinctive feature was that they handled everything from the daily settlement of trading companies' accounts to the granting of de facto long-term credit through their alternate accounting services, and also engaged in securities issuing services, thereby undertaking almost all of the financial needs of industrial enterprises. …

*Some of the terminology that mentions "Kreditbank" is listed below.

Source | Heibonsha World Encyclopedia 2nd Edition | Information

…しかし彼の与えた叙述は，事実上，ドイツで展開された事態に最もよくあてはまるものであった。ドイツでは，預金･貸付けなどの銀行業務と証券の引受業務との両者を行ういわゆる兼営銀行型の信用銀行Kreditbankと呼ばれる金融機関が，金融の分野で重きをなしており，株式会社形式をとる産業企業の発展に重要な役割を果たしていた。その特徴は，交互計算業務によって取引企業の日々の決済から事実上の長期信用の授与までを行うとともに，証券発行業務をも行って，産業企業の金融上の必要のほとんどすべてを請け負うという点にあった。…

※「Kreditbank」について言及している用語解説の一部を掲載しています。

出典｜株式会社平凡社世界大百科事典 第２版について | 情報